Open the appNever sell to raise cash
Keep the position. Borrow against it instead of cashing out.
Supply digital assets as collateral, borrow against them, or expand your position — all without giving up custody.
Built on
- HemiBitcoin L2
- Aave v3Lending core
- Non-custodialYou hold the keys
Why bnq
Your assets, not our balance sheet
Everything you supply sits in an audited smart contract, not on a company’s books.
Verify it yourself
Every position settles onchain. Verify it yourself — don’t take our word for it.
How it works
Four steps to onchain credit.
From verification to yield — the full lifecycle of a position.
01
Verify
A one-time check establishes your standing — every session after is just you and the protocol.
02
Supply
Deposit digital assets as collateral — interest starts accruing immediately.
03
Borrow or leverage
Draw credit against your collateral, or expand your position in a single transaction.
04
Earn
Interest compounds on what you supply — inspectable onchain, yours to adjust anytime.
The bnq app
One interface for the full lifecycle of a position — enter the market, adjust your collateral, respond as conditions change. Built on Aave v3.
Explore the appRead straight from the smart contracts.
- Total value locked
- Active wallets
- Active markets
- Total borrowed
Loading onchain data…
TVL: available liquidity. Borrowed: outstanding debt. Active wallets: data unavailable.
It’s called bnq.me because what’s inside stays yours, not ours. A brief, one-time verification is all it takes.